Senior Financial Analyst, Credit Management

Company: Chubb
Location: Philadelphia
Posted on: April 1, 2026

Job Description:

Description Job Summary: The Senior Financial Analyst – Credit Management will support the assessment and mitigation of direct and indirect credit risk to Chubb across a broad range of credit counterparties within various industries and geographies, with the role including but not limited to – analysis of credit counterparty financial strength and credit quality, assisting and advising on appropriate credit risk mitigation measures, preparing and discussing recommendations and findings with management and other stakeholders as required, and completing associated administrative, contractual, and reporting functions. Credit counterparties in scope represent entities with contractual payment or reimbursement obligations to Chubb, namely – insureds with large deductibles/retained risk, captive reinsurers, brokers, agents, MGAs, vendors, third-party administrators, and collateral-issuing providers. Critical factors to succeed include strong written and oral communication skills, attention to detail, organizational skills, ownership and accountability, track record for delivering desired outcomes within prescribed timeframes, willingness to learn and further development, and ability to thrive in a fast-paced environment. Responsibilities: Assess Counterparty Credit Quality Perform due diligence and financial assessment of counterparty credit quality for both existing programs and prospective new business opportunities, which includes an in-depth analysis of financial statements and associated MD&A, forecasts, business model and strategy, industry and macroeconomic factors, as well as other publicly available information and/or information from direct Q&A with qualified counterparty sources. Consult on Program Structure / Collateral Requirements and Collateral Form Collaborate with Underwriting, Actuarial, Legal, and other internal stakeholders as necessary on the appropriateness of the program design, and ensure the collateral determination and adequacy adheres to guidelines and delegated authorities. Engage with Legal to incorporate required credit-related language into program agreements and contracts, as well as preferred and negotiated collateral language. Review and approve collateral amount, collateral form, collateral language, and collateral-issuing provider for acceptability and compliance within corporate standards and regulatory requirements, specifically as pertains to Letters of Credit, Trusts/Pledge Agreements, Surety Bonds, and Cash/Escrow deposits. Manage Counterparty Credit Risk / Minimize Credit Losses / Promulgate Guidelines Interface with various internal and external stakeholders on credit-related matters and deliverables. Ensure receipt, care, custody, and control of incoming collateral instruments and associated documentation. Assist with Bankruptcy & Insolvency Management. Provide and maintain internal control reports and status reports on credit-related items including outstanding collateral and documentation. Engage in Special Projects or Ad-hoc Assignments Qualifications Bachelor’s degree in Finance or Accounting, with at least 3-5 years of relevant work experience. Knowledge of insurance principles and financial institutions a plus, but not required. MBA or CPA (or progress towards) a plus, but not required. Strong analytical and critical thinking skills, with the ability to assess and interpret financial data and articulate findings clearly.

Keywords: Chubb, Plainfield , Senior Financial Analyst, Credit Management, Accounting, Auditing , Philadelphia, New Jersey